What Is the Difference Between Charged Balance and Point Balance?
## Overview
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Pokepay lets you offer two types of balance: Charged Balance and Point Balance.
They are similar, but they are used differently. This page explains the differences.
## What Is Charged Balance?
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- Charged Balance is **balance that members can purchase for consideration, or for a fee**.
- For example, a member can charge balance with cash in order to shop.
<div class="notion-gray-bg">
> ℹ️ **INFO**
>
> - When charging balance, always receive consideration from the member.
> - If a balance with remaining validity exists when the service ends, you must provide a Refund to the member.
> - Depending on the expiration date and total balance of the Charged Balance, it may be subject to the Payment Services Act.
</div>
## What Is Point Balance?
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- Point Balance is balance that **the shop can provide to members free of charge**.
- For example, you can provide Points that members can use on their next visit as a sales promotion.
<div class="notion-gray-bg">
> ℹ️ **INFO**
>
> - When providing Points, do not receive consideration from the member.
> - You do not need to provide a Refund when the service ends.
> - You are responsible for the funding source for Points. PocketChange Inc. does not bear that cost.
> - Points are not subject to the Payment Services Act, but they are subject to the Act against Unjustifiable Premiums and Misleading Representations.
</div>
## What Problems Can Happen If They Are Confused?
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- If you provide Charged Balance free of charge or provide Points for consideration, the following issues may occur. For details, check the websites of the relevant administrative agencies.
- It may become difficult to manage the notification threshold to the Local Finance Bureau (JPY 10 million).
- Depending on the expiration date, notification to the Local Finance Bureau and payment of a security deposit may be required.
Overview
Section titled “Overview”Pokepay lets you offer two types of balance: Charged Balance and Point Balance.
They are similar, but they are used differently. This page explains the differences.
What Is Charged Balance?
Section titled “What Is Charged Balance?”- Charged Balance is balance that members can purchase for consideration, or for a fee.
- For example, a member can charge balance with cash in order to shop.
ℹ️ INFO
- When charging balance, always receive consideration from the member.
- If a balance with remaining validity exists when the service ends, you must provide a Refund to the member.
- Depending on the expiration date and total balance of the Charged Balance, it may be subject to the Payment Services Act.
What Is Point Balance?
Section titled “What Is Point Balance?”- Point Balance is balance that the shop can provide to members free of charge.
- For example, you can provide Points that members can use on their next visit as a sales promotion.
ℹ️ INFO
- When providing Points, do not receive consideration from the member.
- You do not need to provide a Refund when the service ends.
- You are responsible for the funding source for Points. PocketChange Inc. does not bear that cost.
- Points are not subject to the Payment Services Act, but they are subject to the Act against Unjustifiable Premiums and Misleading Representations.
What Problems Can Happen If They Are Confused?
Section titled “What Problems Can Happen If They Are Confused?”- If you provide Charged Balance free of charge or provide Points for consideration, the following issues may occur. For details, check the websites of the relevant administrative agencies.
- It may become difficult to manage the notification threshold to the Local Finance Bureau (JPY 10 million).
- Depending on the expiration date, notification to the Local Finance Bureau and payment of a security deposit may be required.
